Saving For A New Car

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As many of you know we recently bought a car, and yes we are now team minivan.!I was never on board with a van #neversaynever! But now, dare I say I wouldn’t change it for the world.

The most important aspect it has given us is more time as a family! BTR usually has big deliveries a few times a month in St. Louis, and before he would have to go by himself and take the truck. Now we can all go and have some family time after work!

Buying a new car was a long time coming for us, we bought the Jeep 10 years ago when we still lived in Chicago! It served us well, but we were running out of room and it was started needing some repairs that didn’t make sense financially.

We knew having a car payment would be a big adjustment for us financially, so we sat down and decided how much we could afford per month, and then that lead the way. We also had been saving for a down payment, about a third to half of the new car value. We knew we could budget for a nicer car, as a bigger down payment brought down our monthly payments. 

We also had to factor in insurance on a new car,  because now we have more coverage on the new car. It was overwhelming at first, but with the help of COUNTRY Financial, we were able to take simple steps to buy our new car! Visit here to learn more about how COUNTRY Financial can help you!

BTR is always thinking of new products to make on the laser, and now he thinks we need to make minivan shaped keychains that say “I used to be cool” :) I think I stopped being cool a long time ago, but I’m glad we have the right car that meets our family needs now and in the future!